Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Rates (%)
Rates (%)
Change (%)
Last Date of
Variable rate1.391.65-0.26 percentage pointsThe Rate has DecreasedMar 16, 2021
6 month rate 2.792.99-0.2 percentage pointsThe Rate has DecreasedSep 18, 2020
1 year rate 1.841.64+0.2 percentage pointsThe Rate has IncreasedMar 16, 2021
2 year rate 1.541.59-0.05 percentage pointsThe Rate has DecreasedMar 16, 2021
3 year rate 1.541.59-0.05 percentage pointsThe Rate has DecreasedMar 16, 2021
4 year rate 1.641.74-0.10 percentage pointsThe Rate has DecreasedDec 19, 2020
5 year rate 1.841.69+0.15 percentage pointsThe Rate has IncreasedMar 16, 2021
7 year rate 2.642.44+0.2 percentage pointsThe Rate has IncreasedMar 16, 2021
10 year rate 2.952.84+0.11 percentage pointsThe Rate has IncreasedMar 16, 2021
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 1.39 2.79 1.84 1.54 1.54 1.64 1.84
Luminus Financial3.50-4.102.504.354.802.99
Tandia Financial CU3.354.502.592.692.793.204.15
Rapport Credit Union2.956.003.592.192.243.942.35
Parama Credit Union2.70-2.892.993.093.193.29
TD Canada Trust2.603.042.792.943.493.744.59
Laurentian Bank of Canada2.454.402.692.943.454.094.74
Simplii Financial2.456.193.192.893.644.294.74
National Bank2.454.402.792.943.454.094.79
RBC Royal Bank2.452.692.692.843.353.994.79
Investors Group Trust2.453.752.692.893.453.994.79
Kindred Credit Union2.45-2.602.652.702.752.80
Desjardins - Caisses2.454.402.792.943.494.094.74
Canada Life2.453.752.692.893.453.994.79
Bank of Montreal2.453.042.792.943.494.094.79
First National Financial2.45-3.042.842.692.592.49
Canadian Western Bank/Trust1.903.602.342.442.592.692.72
Meridian Credit Union1.553.892.092.292.393.892.69
Alterna Bank/Savings1.453.352.692.692.492.792.59
FirstOntario Credit Union1.454.992.692.442.592.742.69
HSBC Bank Canada1.393.
Home Trust1.35-
Steinbach Credit Union--2.292.352.402.502.65
Effort Trust-4.002.992.993.503.603.70
Libro Credit Union-4.752.
Equitable Bank--2.992.592.542.642.74
IC Savings-3.992.692.892.993.093.19
Peace Hills Trust-4.252.792.542.692.892.99
Comtech Fire Credit U.-6.203.393.493.693.742.35
Last comparison update: 2021-11-30

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

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