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Miramichi Mortgage Information

Average Mortgage Loan in Miramichi: $93,573

Busy Days for Online Mortgages within Miramichi

The bar graph listed below shows the busy days for mortgage inquiries that were received by the Super Brokers web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Miramichi the busiest day of the week, with 26.53% of all submissions, is Tuesday. In comparison, Saturday's are the slowest day with only 4.08% of all inquiries.

Rank Day of the Week Percentage of Applications
1 Tuesday: 26.5%
2 Wednesday: 18.4%
3 Thursday: 16.3%
4 Sunday: 14.3%
5 Monday: 10.2%
6 Friday: 10.2%
7 Saturday: 4.1%
Busy Days Report for Miramichi Mortgages

Peak Hours for Based Mortgages within Miramichi

In Miramichi, inquiries are received 24 hours a day from the Super Brokers web site. The following represents the peak hours in the day. The data is taken from all days of all years. Only 34.7% of all mortgages are received before noon, while 57.1% arrive in the afternoon.


Peak Hours Graph for Mortgages in Miramichi
TimePeriod (24 Hour) Percentage
of Applications
12AM 00:00 to 00:59: 2.0%
1AM 01:00 to 01:59: 0%
2AM 02:00 to 02:59: 0%
3AM 03:00 to 03:59: 2.0%
4AM 04:00 to 04:59: 2.0%
5AM 05:00 to 05:59: 2.0%
6AM 06:00 to 06:59: 4.1%
7AM 07:00 to 07:59: 6.1%
8AM 08:00 to 08:59: 4.1%
9AM 09:00 to 09:59: 10.2%
10AM 10:00 to 10:59: 6.1%
11AM 11:00 to 11:59: 4.1%
TimePeriod (24 Hour) Percentage
of Applications
Lunch 12:00 to 12:59: 14.3%
1PM 13:00 to 13:59: 6.1%
2PM 14:00 to 14:59: 4.1%
3PM 15:00 to 15:59: 4.1%
4PM 16:00 to 16:59: 10.2%
5PM 17:00 to 17:59: 2.0%
6PM 18:00 to 18:59: 6.1%
7PM 19:00 to 19:59: 8.2%
8PM 20:00 to 20:59: 2.0%
9PM 21:00 to 21:59: 0%
10PM 22:00 to 22:59: 0%
11PM 23:00 to 23:59: 0%

New Brunswick Mortgage Originations Compared to all other Provinces and Territories


Online Mortgage Origination for the Province or Territory of Percentage of Applications
Alberta: 21.07%
British Columbia: 10.40%
Manitoba: 2.00%
New Brunswick: 2.53%
Newfoundland and Labrador: 1.30%
Nova Scotia: 3.29%
Northwest Territories: 0.49%
Nunavut: 0.10%
Ontario: 47.31%
Prince Edward Island: 0.51%
Quebec: 3.94%
Saskatchewan: 5.04%
Yukon: 0.47%

How Miramichi Ranks in New Brunswick for Mortgage Business

The following table lists how Miramichi ranks for mortgage applications sent to our website. The data collected is over a 7-year time frame. A location has to have a minimum of three applications to make the list. To find more information, simply click on a location.

RankLocation Contribution
1MONCTON, NB 0.325%
2SAINT JOHN, NB 0.290%
3FREDERICTON, NB 0.284%
4RIVERVIEW, NB 0.092%
5MIRAMICHI, NB 0.085%
6DIEPPE, NB 0.083%
7OROMOCTO, NB 0.080%
8BATHURST, NB 0.064%
9WOODSTOCK, NB 0.040%
10ROTHESAY, NB 0.033%

Types of Mortgage Inquiries Received from Miramichi


Type of Mortgage Application Form Selected  Percentage
of Inquiries
Mortgage Pre-approval: 22.4%
Refinance / Debt Consolidation: 22.4%
No Money Down Mortgage (discontinued): 14.3%
First-time Home Buyer: 14.3%
New Home Purchase: 10.2%
Commercial: 6.1%
Mortgage Renewal: 4.1%
Other: 6%
 
Total Application Types Found: 10

Age Demographics for Miramichi Based Mortgages

Average age: 38
Oldest age: 65
Youngest age: 20


Incomes for Miramichi Based Mortgages

The numbers below represent the average income of Canadians living in Miramichi who have applied for a home loan using Mortgage Super Brokers' pre-approval application.

Average annual gross income for
mortgage applicants in Miramichi: $39,755.64
applicants within all of Canada: $60,852.54
Difference: ($21,096.90)
  
mortgage co-applicants in Miramichi: $33,627.08
co-applicants within all of Canada: $43,965.51
Difference: ($10,338.43)

Note: Commercial loan amounts were not included for this section, only residential loans from Miramichi, New Brunswick were used.


Last mortgage report update for Miramichi: Friday, July 1, 2016
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