Terms with Tag Insurance

  • Home Care Definition,
    • Medical and/or non-medical care provided directly in a person's home.
  • Home Mortgage Protection (HMP)Acronym, Important,
    • Homeowners (HO)Acronym,
      • Multiple line insurance policy covering property and liability for homeowners.
      HO stands for Home Insurance within the insurance industry.
    • Homeowners Insurance Definition,
      • A policy that includes hazard coverage, covering loss or damage to property and/or assets located within, as well as coverage for personal liability and theft.
    • Homeowners Insurance Binder Definition,
      • A document accompanying a homeowner's insurance policy that verifies the property is properly insured.
    • Hospital Professional Liability (HPL)Acronym,
      • Human Life Approach Definition,
        • A method of estimating what the probable lifetime financial impact a life insurance policyholder's death would have on his or her beneficiaries.
      • Hunter Keilty Muntz & Beatty (HKMB) Company Est. 1889, Toronto, Ontario, Canada,
        • Hurricane Deductible Definition,
          • The payment a policyholder must make to their insurance company before receiving benefits after a hurricane.
        • Impaired Insurer Definition,
          • An insurance company that is financially insolvent or illiquid and in risk of being unable to pay insurance claims.
        • Income Protection Insurance (IPI)Acronym,
            Insurance policy.
          • Incontestability Clause Definition,
            • A clause that places a time limit on how long an insurer has to void a policy due to a policyholder's accidental misstatement in his or her life insurance application.
          • Increased Value (IV)Acronym,
            • Incurred But Not Reported (IBNR) Acronym,
              • An estimate of how much an insurance company owes to policyholders for losses that have already occurred but have not yet been reported.
            • Indefeasible Definition,
              • That which cannot be forfeited or done away with. Indemnity Protection or exemption from loss or damage.
            • Indemnity Definition,
              • An arrangement where one party assumes liability for another party.
            • Indemnity Discount Factor (IDF)Acronym,
              • Indemnity Insurance Definition,
                • A class of insurance that covers liability for damages, which includes insurance types such as malpractice insurance and errors and omissions insurance.
              • Independent Insurance Brokers Association of Alberta (IIBAA)Company, Alberta, Canada,
                • Index Definition,
                  • A table of yields or interest rates being paid on debt (such as Treasury notes or bank deposits) that is used to determine interest-rate changes.
                • Individual Retirement Annuity (IRA)Acronym, United States,
                    A US term. A guaranteed investment.
                  • Individual Stop Loss (ISL)Acronym,
                    • Individual Variable Insurance Contract (IVIC)Acronym, Important,
                      • Industrial Alliance Auto and Home Insurance (IAAHI)Acronym, Canada,
                        • Inflation Protection Definition,
                          • A protection found in some insurance policies that allows policy limits to increase with inflation.
                        • Institute for Quantitative Finance and Insurance (IQFI)Company, Canada,
                          • Institute of Insurance and Pension Research (IIPR)Company, Canada,
                            • Insurable Interest Definition,
                              • Something of sufficient worth and benefit that an individual or entity would have reason to insure against its lost.
                            • Insurable Title Definition,
                              • A title that can be insured.
                            • Insurable Value Definition,
                              • The total amount that an asset can be insured for.
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